HD Truck Center is dedicated to providing quality preowned pick-up Trucks and SUV's to north central FL and Southern GA. Everyone is approved at Hd Truck Center. Even if you gor reposessed yesterday, had a bankruptcy, have no established credit, had a divorce, it does not matter. As long as you have the required down payment for the vehicle your interested in we will have you in and out in 45 Minutes. We don't judge any customer based on their past and you don't need verifiable income. We understand that working class small business owners need pick-up trucks to opperate their business and although you have good income you may not have pay stubs because your self employed. We are here to help you establish your credit with us. We will not turn anyone down with an aporopriate down payment.